Terms & Policies

Welcome to the Americans In Business LLC website (the “Site”). This Site is owned and operated by Americans In Business LLC and may be used for informational purposes only. By using the Site, you agree to comply with and be bound by these Terms of Use. If you do not agree to these Terms of Use, please do not use the Site. Americans In Business LLC reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes to these Terms of Use will mean that you accept those changes.

1. Use of Site. You may use the Site only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Site:

a. In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries); b. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise; c. To send, knowingly receive, upload, download, use, or re-use any material which does not comply with the Content Standards set out in these Terms of Use; d. To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation; e. To impersonate or attempt to impersonate Americans In Business LLC, an Americans In Business LLC employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing); f. To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by Americans In Business LLC, may harm Americans In Business LLC or users of the Site or expose them to liability; g. To use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real-time activities through the Site; h. To use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site; i. To introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful; j. To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site; k. To attack the Site via a denial-of-service attack or a distributed denial-of-service attack; or l. To otherwise attempt to interfere with the proper working of the Site.

2. Content Standards. You must not use the Site in a way that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site. You must not use the Site in any way that is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose or activity. You must not use the Site to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam).

3. Third-Party Vendors. The Site may include links to third-party websites or services that are not owned or controlled by Americans In Business LLC. Americans In Business LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Americans In Business LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

4. Privacy. Your use of the Site is subject to Americans In Business LLC’s Privacy Policy. Please read the Privacy Policy carefully before using the Site.

5. Termination. Americans In Business LLC reserves the right to:

i. Terminate or suspend your access to all or part of the Site, without notice, for any conduct that Americans In Business LLC, in its sole discretion, believes is in violation of any applicable law or is harmful to the interests of another user, a third-party provider, a service provider, or Americans In Business LLC; and/or ii. Terminate or suspend your access to the Site if you breach any of these Terms of Use.

6. Compliance with Applicable Laws. This Site and the services provided herein are subject to all applicable federal, state, and local laws, including the laws of the State of Pennsylvania. It is your responsibility to comply with all applicable laws when using this Site.

7. Disclaimer. Your use of the Site is at your sole risk. The Site is provided on an “as is” and “as available” basis without any representation or warranty, whether express, implied, or statutory. Americans In Business LLC specifically disclaims any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability. To the fullest extent permitted by law, Americans In Business LLC, its affiliates, and their licensors, service providers, employees, agents, officers, or directors shall not be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites, or any services or items obtained through the Site or such other websites. This includes, but is not limited to, direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

9. Indemnification. You agree to indemnify, defend, and hold harmless Americans In Business LLC, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including, but not limited to, your user contributions, any use of the Site’s content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Site.

10. Miscellaneous. These Terms of Use will be governed by and interpreted in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights. If any provision of these Terms of Use is held to be invalid or unenforceable by a court, the remaining provisions of these Terms of Use will remain in effect. These Terms of Use constitute the entire agreement between us regarding our Site and supersede and replace any prior agreements we might have between us regarding the Site.

Last updated January 1, 2025.

Privacy Policy Effective Date: January 1, 2025. Americans In Business LLC ("AIB," "we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website (the "Site") or use our services. By using the Site, you agree to the terms of this Privacy Policy. If you do not agree, please do not use the Site.-- 1. Information We Collect We may collect and process the following types of information: a. Information You Provide Directly:- Personal Identifiable Information (PII): Includes your name, email address, phone number, billing and shipping address, and payment details.- Business Information: Details about your organization, such as business name, industry, and size, if provided during registration or service use. b. Information Collected Automatically:- Device and Usage Information: Includes your IP address, browser type, operating system, and interaction data (e.g., pages visited, time spent).- Cookies and Tracking Technologies: Cookies, web beacons, and similar technologies to analyze traffic, personalize content, and improve services. c. Information from Third Parties:- We may receive information from third-party services or partners, such as payment processors or advertising networks.-- 2. How We Use Your Information We use your information for the following purposes:- To provide and improve our services.- To process payments and manage subscriptions.- To send administrative and promotional communications.- To personalize your experience on the Site.- To ensure compliance with legal obligations and enforce terms of use.-- 3. Sharing Your Information We do not sell your personal information. However, we may share your information with:- Service Providers: For payment processing, analytics, marketing, and hosting services.- Legal Obligations: To comply with applicable laws, regulations, or legal processes.- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred.-- 4. International Data Transfers As a business based in Pennsylvania, USA, we may transfer your data to and store it in other countries, including those outside the European Economic Area (EEA). When we transfer your data, we ensure appropriate safeguards are in place to protect your information, as required by applicable laws, including the GDPR.-- 5. Your Rights Depending on your location, you may have the following rights: Under the General Data Protection Regulation (GDPR):- Access: Request access to your personal data.- Correction: Request correction of inaccurate or incomplete data.- Deletion: Request deletion of your personal data ("right to be forgotten").- Data Portability: Receive your data in a structured, machine-readable format.- Objection: Object to processing based on legitimate interests or direct marketing.- Restriction: Request restriction of processing in certain circumstances. Under the California Consumer Privacy Act (CCPA):- Access: Request disclosure of collected data categories and purposes.- Deletion: Request deletion of personal data, subject to exceptions.- Opt-Out: Opt-out of the sale of personal data. To exercise these rights, please contact us at [Insert Contact Email or Form Link]. We may require you to verify your identity before processing your request.-- 6. Data Retention We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.-- 7. Data Security We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.-- 8. Cookies and Tracking Technologies We use cookies to enhance your browsing experience. You can manage your cookie preferences through your browser settings. Please note that disabling cookies may affect your ability to use certain features of the Site.-- 9. Third-Party Links The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to read the privacy policies of any third-party websites you visit.-- 10. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Privacy Policy periodically.-- 11. Contact Us If you have any questions about this Privacy Policy or how we handle your personal data, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com, Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148..- Last Updated: January 1, 2025.

Refund Policy

Effective Date: January 1, 2025. At Americans In Business LLC ("AIB," "we," "us," or "our"), we strive to provide high-quality services to our members. We understand that circumstances may arise where a refund is requested. This Refund Policy outlines our rules for refund requests and eligibility to ensure clarity and fairness for all parties.-- 1. General Refund Eligibility Refunds may be issued under the following circumstances:- Billing Errors: If you were charged in error, such as duplicate charges or incorrect amounts, you are eligible for a refund.- Service Non-Delivery: If services included in your membership tier were not provided as promised.- Exceptional Circumstances: Refunds may be considered on a case-by-case basis for situations beyond your control (e.g., medical emergencies).-- 2. Non-Refundable Situations Refunds will not be issued under the following circumstances: - Change of Mind: Refunds are not provided if you decide to discontinue the service voluntarily.- Unused Membership Time: No refunds are provided for the unused portion of a membership after cancellation.- Promotional Discounts: Fees paid for services or memberships purchased under special promotions or discounts are non-refundable.- Failure to Use Services: Refunds will not be issued for failure to utilize the services offered within your membership tier.-- 3. Refund Request Process To request a refund, follow these steps: 1. Submit a Request: Contact us at [Insert Contact Email or Form Link] with your refund request. 2. Provide Supporting Information: Include the reason for the refund, proof of payment, and any relevant details to help us assess your request. 3. Verification and Review: We may request additional documentation or information to verify your eligibility for a refund.-- 4. Refund Processing- Approval: If your refund request is approved, we will process the refund within 7-10 business days.- Payment Method: Refunds will be issued to the original payment method used during the transaction.- Partial Refunds: In certain cases, we may issue a partial refund based on services already rendered.-- 5. Membership Cancellation and Refunds- Membership cancellations are governed by our Membership Terms & Conditions.- Refunds for paid memberships are subject to this Refund Policy.- For cancellations, the refund eligibility will depend on the timing and specific circumstances outlined above.-- 6. Contact Us If you have questions or need assistance regarding refunds, please contact us at: Americans In Business LLC Email: Americans In Business LLC Email: support@americansinbusiness.com, Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148.]-- Last Updated: January 1, 2025

Cookie Policy

Effective Date: January 1, 2025. At Americans In Business LLC ("AIB," "we," "us," or "our"), we use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and improve our services. This Cookie Policy explains how and why we use these technologies, as well as your choices regarding their use.-- 1. What Are Cookies? Cookies are small text files placed on your device (computer, tablet, or smartphone) when you visit a website. They help websites recognize your device and store certain information about your preferences or past actions.-- 2. Types of Cookies We Use We use the following types of cookies:- Essential Cookies: Necessary for the operation of the website. These cookies enable basic functions such as page navigation and access to secure areas.- Analytical Cookies: Help us understand how users interact with the website by collecting and reporting anonymous information.- Functional Cookies: Allow the website to remember your preferences (e.g., language or region) and provide enhanced features.- Advertising Cookies: Used to track visitors across websites for the purpose of displaying relevant ads and measuring their effectiveness.-- 3. How We Use Cookies We use cookies to:- Ensure the website functions properly and securely.- Analyze website traffic and user behavior to improve our services.- Remember your preferences and settings to enhance your experience.- Deliver targeted advertisements and measure their performance.-- 4. Third-Party Cookies Some cookies on our website are set by third parties, such as analytics providers (e.g., Google Analytics) or advertising networks. These third-party cookies help us analyze website usage and deliver tailored ads. We do not control these cookies, and you should review the privacy policies of these third parties for more information.-- 5. Managing Your Cookie Preferences You can manage or disable cookies in the following ways:- Browser Settings: Most web browsers allow you to control or block cookies through their settings. Please note that disabling certain cookies may affect the functionality of the website.- Opt-Out Tools: Some third-party services provide tools to opt-out of cookie tracking, such as the Google Analytics Opt-Out Browser Add-on.-- 6. Your Consent By continuing to use our website, you consent to our use of cookies in accordance with this Cookie Policy. If you do not agree, you may disable cookies through your browser settings or refrain from using the website.-- 7. Updates to This Cookie Policy We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our practices. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically.-- 8. Contact Us If you have any questions or concerns about this Cookie Policy, please contact us at: Americans In Business LLC Email: Americans In Business LLC Email: support@americansinbusiness.com, Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148.-- Last Updated: January 1, 2025

Disclaimer

Effective Date: January 1, 2025. Americans In Business LLC ("AIB," "we," "us," or "our") provides information, insights, reports, and services to support business operations and growth. While we strive to ensure the accuracy and quality of our content and services, we make no guarantees regarding their completeness, reliability, or suitability for your specific needs. This Disclaimer outlines the limitations of our liability.-- 1. General Information Disclaimer The information provided on our website, in reports, and through our services is for general informational purposes only. It should not be considered professional, legal, financial, or business advice. Decisions based on this information are made at your own discretion and risk.-- 2. No Guarantee of Results Our insights, recommendations, and reports are based on the data and methodologies available at the time of preparation. However, we cannot guarantee specific outcomes, business success, or financial results. Factors beyond our control, including market conditions, economic shifts, and individual business circumstances, may impact results. -- 3. Liability Disclaimer To the fullest extent permitted by law:- AIB disclaims all liability for any errors, inaccuracies, or omissions in the information provided.- We are not responsible for any direct, indirect, incidental, consequential, or punitive damages arising from your reliance on our information or services.- This includes, but is not limited to, damages related to lost profits, business interruption, loss of data, or other losses.-- 4. Third-Party Content and Links Our website and services may include links to third-party websites or incorporate third-party content. We do not endorse or assume responsibility for the accuracy, completeness, or reliability of third-party content. Any reliance on such content is at your own risk.-- 5. Service Limitations While we endeavor to provide accurate and timely services, there may be occasional delays, errors, or disruptions due to technical, data, or other unforeseen issues. AIB disclaims liability for any such occurrences.-- 6. Compliance Responsibility It is your responsibility to ensure that your use of our reports, insights, or recommendations complies with applicable laws, regulations, and industry standards. We are not liable for any legal or regulatory violations resulting from your use of our materials.-- 7. Updates to This Disclaimer We may update this Disclaimer periodically to reflect changes in our services or legal requirements. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this Disclaimer regularly.-- 8. Contact Us If you have any questions or concerns about this Disclaimer, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Phone: [Insert Phone Number] Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Accessibility Statement

Effective Date: January 1, 2025. At Americans In Business LLC ("AIB," "we," "us," or "our"), we are committed to ensuring that our website and services are accessible to all users, including individuals with disabilities. We continually strive to meet the accessibility standards outlined in the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG).-- 1. Our Commitment We are dedicated to providing an inclusive and user-friendly experience for everyone. Our goal is to ensure that:- Users can navigate and interact with our website with ease, regardless of their abilities.- Key content is perceivable, operable, understandable, and robust for all users.- Individuals with disabilities have equal access to our information and services.-- 2. Accessibility Features To enhance accessibility, our website includes the following features: - Keyboard Navigation: All interactive elements can be accessed via keyboard-only navigation.- Alt Text for Images: Descriptive alternative text accompanies all non-decorative images.- Color Contrast: High contrast between text and background ensures readability for visually impaired users.- Resizable Text: Users can adjust text size without loss of functionality or content.- Screen Reader Compatibility: Our website is designed to work seamlessly with screen reader software.-- 3. Ongoing Efforts We are continuously improving our website's accessibility by:- Conducting regular audits to identify and address accessibility barriers.- Training our team to understand and implement accessibility best practices.- Staying updated with changes in accessibility standards and regulations.-- 4. Third-Party Content While we strive to ensure that all third-party content linked from our website is accessible, we cannot guarantee the accessibility of third-party websites or platforms. We encourage you to review the accessibility policies of these external sites.-- 5. Feedback and Assistance Your feedback is essential to our accessibility efforts. If you encounter any accessibility issues while using our website, please contact us. We are committed to addressing concerns and improving the user experience for all visitors.- Email: support@americansinbusiness.com- Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- 6. Updates to This Statement This Accessibility Statement may be updated periodically to reflect improvements or changes in legal requirements. We encourage you to review this page regularly.-- Last Updated: January 1, 2025.

Intellectual Property Notice

Effective Date: January 1, 2025, Americans In Business LLC ("AIB," "we," "us," or "our") owns and maintains the rights to all intellectual property associated with our brand, content, and services. This Intellectual Property Notice outlines your responsibilities regarding our trademarks, copyrights, and proprietary materials.-- 1. Ownership of Intellectual Property All content, materials, and services provided by AIB, including but not limited to:- Logos, trademarks, and service marks- Written materials, reports, and presentations- Website design, layout, graphics, and text- Software, algorithms, and proprietary tools are the exclusive property of AIB or its licensors and are protected under applicable copyright, trademark, and intellectual property laws.-- 2. Permitted Use You are granted a limited, non-exclusive, non-transferable license to access and use our website and materials for personal, informational, and non-commercial purposes only. You agree not to:- Copy, reproduce, distribute, or modify our materials without prior written consent.- Use our trademarks, logos, or service marks without explicit authorization.- Reverse-engineer, decompile, or disassemble proprietary software or tools.-- 3. Prohibited Actions You may not:- Claim ownership or rights to any of our intellectual property.- Use our content or materials to create derivative works.- Use our intellectual property in any manner that misrepresents your association with AIB or damages our reputation.-- 4. Reporting Intellectual Property Infringement If you believe that your intellectual property has been used or displayed on our website without authorization, please contact us immediately with the following information:- Your name, contact details, and a description of the alleged infringement.- Evidence of your ownership of the intellectual property in question. Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- 5. Enforcement AIB reserves the right to take legal action against any unauthorized use, reproduction, or distribution of our intellectual property. Violations of this notice may result in immediate termination of access to our services and may subject you to civil and criminal penalties.-- 6. Updates to This Notice We may update this Intellectual Property Notice from time to time to reflect changes in legal requirements or our policies. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this notice periodically.-- Contact Us For any questions or concerns regarding this Intellectual Property Notice, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Affiliate Disclosure

Effective Date: January 1, 2025, Americans In Business LLC ("AIB," "we," "us," or "our") participates in affiliate marketing programs, which means we may earn commissions on purchases made through links on our website. This Affiliate Disclosure is intended to provide transparency about our affiliate relationships and how they may influence the content on our website.-- 1. What Is Affiliate Marketing? Affiliate marketing is a performance-based marketing model in which businesses (affiliates) promote products or services on behalf of other companies. When a visitor clicks an affiliate link and makes a purchase, the affiliate earns a commission at no additional cost to the customer.-- 2. How Affiliate Links Work Affiliate links are special tracking links that allow companies to identify which affiliate referred a customer. If you click on an affiliate link on our website and make a purchase, we may receive a commission for the referral. These commissions help us maintain our website and provide valuable content to our users. -- 3. Our Commitment to Transparency- We only promote products and services that we believe provide value to our audience.- Affiliate relationships do not influence our opinions or reviews of products or services.- We clearly identify affiliate links where possible to ensure transparency.-- 4. Financial Impact on Users Using affiliate links does not increase the cost of the products or services for you. The price you pay is the same as if you visited the vendor's website directly.-- 5. Affiliate Programs We Participate In AIB may participate in various affiliate programs, including but not limited to:- Online marketplaces- Software providers- Business services and tools The specific programs we participate in may change over time. Please contact us if you would like more information about our current affiliate partnerships.-- 6. Compliance with FTC Guidelines We comply with the Federal Trade Commission (FTC) guidelines by disclosing our affiliate relationships. Our goal is to provide transparency and maintain your trust.-- 7. Contact Us If you have any questions about our affiliate relationships or this disclosure, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Earnings Disclaimer

Effective Date: January 1, 2025, Americans In Business LLC ("AIB," "we," "us," or "our") provides AI-powered tools, business consulting services, and related resources to support business growth and success. While we aim to deliver valuable insights and guidance, we cannot guarantee specific outcomes or financial results. This Earnings Disclaimer clarifies the limitations of our services and your responsibility in achieving desired results.-- 1. No Guarantee of Results- The tools, strategies, and recommendations provided by AIB are based on data, analysis, and methodologies believed to be effective at the time of delivery.- Business outcomes depend on numerous factors, including market conditions, individual effort, and external variables beyond our control.- As such, we make no promises or guarantees regarding increased revenue, profitability, or business success.-- 2. Individual Responsibility - Success in business requires consistent effort, adaptability, and informed decision-making.- You acknowledge that implementing recommendations or using tools provided by AIB does not substitute for your own diligence, expertise, or strategic planning.- You are solely responsible for evaluating and applying the information and resources we provide.-- 3. Assumptions and Projections- Any financial projections, case studies, or success stories presented by AIB are examples of potential outcomes and should not be interpreted as typical, expected, or guaranteed results.- Projections are based on assumptions that may not apply to your specific circumstances.-- 4. Limitation of Liability To the fullest extent permitted by law:- AIB disclaims all liability for any loss, damage, or harm resulting from your use of our services or tools.- This includes, but is not limited to, financial losses, operational disruptions, or missed business opportunities.- You agree to indemnify and hold AIB harmless from any claims arising from your implementation of our services or resources. -- 5. Testimonials and Endorsements- Testimonials, reviews, and endorsements on our website or marketing materials represent individual experiences and results.- They are not a guarantee that you will achieve similar outcomes.-- 6. Updates to This Disclaimer We may update this Earnings Disclaimer to reflect changes in our services or legal requirements. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this Disclaimer periodically.-- 7. Contact Us If you have any questions or concerns about this Earnings Disclaimer, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Security Statement

Effective Date: January 1, 2025, At Americans In Business LLC ("AIB," "we," "us," or "our"), we prioritize the security of your personal data and the integrity of our website. This Security Statement outlines the measures we take to protect your information and ensure a secure online experience.-- 1. Commitment to Security We are committed to safeguarding your data by implementing robust security practices and technologies. Our goal is to protect against unauthorized access, disclosure, alteration, or destruction of the information you provide.-- 2. Security Measures To protect your data and maintain a secure website, we utilize the following measures:- Encryption: All sensitive data transmitted to or from our website is encrypted using Secure Socket Layer (SSL) technology.- Access Control: Access to sensitive information is restricted to authorized personnel only, and is secured by strong authentication methods. - Regular Monitoring: We monitor our systems and networks for suspicious activity and potential vulnerabilities.- Firewalls and Intrusion Detection: Our servers are protected by firewalls and intrusion detection systems to prevent unauthorized access.- Data Backup: Regular backups are conducted to ensure data recovery in the event of an incident.- Security Training: Employees undergo regular training on data protection and cybersecurity best practices.-- 3. User Responsibilities While we take extensive steps to secure your data, you also play a vital role in maintaining security. We encourage you to:- Use strong and unique passwords for your accounts.- Avoid sharing login credentials with others.- Notify us immediately if you suspect unauthorized access to your account.-- 4. Third-Party Security Our website may include links to third-party websites or services. While we strive to work with reputable third parties, we cannot guarantee the security of their systems or practices. We encourage you to review the security policies of these third-party services before sharing any information.-- 5. Incident Response In the unlikely event of a data breach or security incident, we will:- Investigate and mitigate the issue promptly.- Notify affected individuals and regulatory authorities as required by law.- Take corrective actions to prevent similar incidents in the future.-- 6. Updates to This Security Statement We may update this Security Statement periodically to reflect changes in our security practices or legal requirements. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this statement regularly.-- 7. Contact Us If you have any questions, concerns, or suggestions regarding our security practices, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

User-Generated Content

Policy Effective Date: January 1, 2025, At Americans In Business LLC ("AIB," "we," "us," or "our"), we value and encourage user engagement through user-generated content (UGC). This includes posts, comments, reviews, and other content contributed by members or visitors to our website or platforms. To maintain a safe, respectful, and productive environment, this User-Generated Content Policy outlines the rules, responsibilities, and moderation practices for content submitted by users.-- 1. Acceptable Use of User-Generated Content When contributing content to our website or platforms, you agree to:- Ensure your content is respectful, accurate, and relevant to the topic.- Avoid posting content that is offensive, discriminatory, or harmful.- Respect the intellectual property rights of others by not posting copyrighted material without authorization.- Avoid sharing private or confidential information about yourself or others.-- 2. Prohibited Content The following types of content are strictly prohibited:- Harassment, hate speech, or discriminatory remarks.- Obscene, vulgar, or sexually explicit material.- Spam, advertisements, or promotional content unrelated to AIB's mission.- Content that infringes on the intellectual property rights of others.- False, misleading, or deceptive statements.- Any content that violates applicable laws or regulations.-- 3. Moderation and Monitoring To ensure compliance with this policy:- We reserve the right to monitor, review, and moderate all user-generated content.- Content may be removed or edited at our sole discretion if it violates this policy or is deemed inappropriate.- Users who repeatedly violate this policy may have their accounts suspended or terminated.-- 4. Intellectual Property Rights By submitting content to our platform, you grant AIB a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, and distribute your content for purposes consistent with our mission. You retain ownership of your content and are solely responsible for its accuracy and legality. -- 5. Reporting Violations If you encounter content that violates this policy, please report it to us immediately. We will review all reports promptly and take appropriate action.- Email: support@americansinbusiness.com- Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- 6. Limitation of Liability AIB is not liable for user-generated content posted on our platforms. The views expressed by users are their own and do not reflect the opinions or values of AIB. We disclaim all liability for harm or damages resulting from user-generated content.-- 7. Updates to This Policy We may update this User-Generated Content Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this policy regularly.-- 8. Contact Us For any questions or concerns about this policy, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Payment Terms

Effective Date: January 1, 2025, Americans In Business LLC ("AIB," "we," "us," or "our") provides services and memberships that require payment in accordance with the terms outlined below. By making a payment to AIB, you agree to these Payment Terms. This document explains how payments are processed, subscription renewals, late fees, and related policies.-- 1. Payment Processing- Accepted Payment Methods: We accept major credit cards, debit cards, and other methods displayed at checkout.- Secure Transactions: All payments are processed securely using industry-standard encryption protocols.- Currency: Payments are processed in U.S. Dollars (USD) unless otherwise stated.-- 2. Subscription Renewals- Automatic Renewals: Subscriptions are automatically renewed at the end of each billing period unless canceled in advance.- Notice of Renewal: You will receive a notification prior to the renewal date, outlining the terms of the upcoming renewal.- Cancellation: To cancel your subscription, contact us at least 5 business days before the renewal date. No refunds will be issued for partial billing cycles.-- 3. Late Payments and Fees- Late Fees: If payment is not received by the due date, a late fee of 5% of the outstanding balance may be applied.- Suspension of Services: AIB reserves the right to suspend services for accounts with overdue payments until the outstanding balance is cleared.- Collection Costs: You agree to pay all costs associated with the collection of overdue amounts, including legal fees if applicable.-- 4. Refund Policy- Eligibility: Refunds are subject to our Refund Policy, which outlines the circumstances under which refunds may be granted.- Non-Refundable Fees: Certain fees, such as setup charges and promotional discounts, are non-refundable.-- 5. Disputes- Contact Us First: If you believe a payment was processed in error, contact us immediately at support@americansinbusiness.com.- Resolution Timeline: We aim to resolve payment disputes within 10 business days.-- 6. Changes to Payment Terms- AIB reserves the right to modify these Payment Terms at any time. Any changes will be communicated in advance and posted on our website.- Continued use of our services after changes to the Payment Terms constitutes acceptance of the updated terms.-- 7. Contact Us If you have any questions or concerns about these Payment Terms, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Jurisdiction and Governing Law Clause

Effective Date: January 1, 2025, This Jurisdiction and Governing Law Clause outlines the legal jurisdiction that applies to any disputes, claims, or controversies arising out of or relating to the use of Americans In Business LLC's ("AIB," "we," "us," or "our") website, services, or agreements.-- 1. Governing Law These Terms and Conditions, as well as any disputes or claims arising from your use of our website or services, shall be governed by and construed in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law principles.-- 2. Jurisdiction By using our website or services, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Philadelphia, Pennsylvania. You further agree that any legal action or proceeding arising out of or relating to these Terms or your use of our services shall be brought exclusively in such courts. -- 3. Waiver of Jurisdictional Objections You waive any objection to the jurisdiction or venue of these courts, including objections based on inconvenient forum or lack of personal jurisdiction.-- 4. Exceptions for Legal Requirements In certain cases, legal requirements may mandate proceedings in other jurisdictions. This clause does not limit your rights under such laws where applicable.-- 5. Updates to This Clause We reserve the right to update this Jurisdiction and Governing Law Clause to reflect changes in legal requirements or our practices. Any updates will be posted on this page with an updated "Effective Date." We encourage you to review this clause periodically.-- 6. Contact Us For any questions or concerns regarding this clause, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Membership Terms of Use

Effective Date: January 1, 2025, Welcome to Americans In Business LLC ("AIB," "we," "us," or "our")! These Membership Terms of Use ("Membership Terms") govern your participation in AIB's membership plans. By enrolling in a membership, you agree to comply with these Membership Terms in addition to our general Terms of Use.-- 1. Membership Eligibility- Memberships are available to individuals and businesses who are at least 18 years old.- By enrolling, you represent and warrant that you meet these eligibility requirements.-- 2. Membership Plans and Benefits- AIB offers multiple membership tiers, each with specific benefits as described on our website.- Benefits may include access to reports, consulting hours, discounted services, and exclusive resources.- AIB reserves the right to modify or discontinue any membership benefits at its discretion. Notice of changes will be provided to members in advance.-- 3. Payment and Billing- Billing Cycle: Membership fees are billed on a recurring monthly or annual basis, depending on your chosen plan.- Payment Methods: You must provide a valid payment method at the time of enrollment. All payments are processed securely.- Failed Payments: If a payment is declined, AIB may suspend or terminate your membership until the issue is resolved.- Taxes: Membership fees may include applicable taxes as required by law.-- 4. Cancellation and Refund Policy- Cancellation: You may cancel your membership at any time by contacting support@americansinbusiness.com. Cancellations must be submitted at least 5 business days before the next billing cycle to avoid additional charges.- Refunds: Membership fees are non-refundable except where required by law.- Effect of Cancellation: Upon cancellation, access to membership benefits will terminate at the end of the current billing cycle.-- 5. Member Responsibilities As a member, you agree to:- Use membership benefits only for lawful purposes and in compliance with these Membership Terms.- Respect AIB's intellectual property rights by not sharing or distributing proprietary content.- Maintain accurate and current contact and billing information in your account.-- 6. Termination by AIB AIB reserves the right to terminate your membership for:- Non-compliance with these Membership Terms or the general Terms of Use.- Abuse or misuse of membership benefits.- Non-payment of fees. In the event of termination, you will not receive a refund for unused portions of the billing cycle.-- 7. Changes to Membership Terms- AIB reserves the right to update these Membership Terms at any time. Changes will be communicated to members and posted on our website. - Continued participation in the membership program after changes constitutes acceptance of the updated terms.-- 8. Limitation of Liability To the fullest extent permitted by law, AIB disclaims liability for any damages arising from your participation in the membership program. This includes, but is not limited to, indirect, incidental, or consequential damages.-- 9. Governing Law and Dispute Resolution These Membership Terms are governed by the laws of the State of Pennsylvania. Any disputes shall be resolved in accordance with the Jurisdiction and Governing Law Clause outlined in our general Terms of Use.-- 10. Contact Us If you have any questions or concerns about these Membership Terms, please contact us at: Americans In Business LLC Email: support@americansinbusiness.com Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148-- Last Updated: January 1, 2025.

Membership Terms & Conditions

Effective Date: January 1, 2025, Thank you for joining Americans In Business LLC ("AIB," "we," "us," or "our"). These Membership Terms & Conditions ("Terms") govern your membership and use of our services. By enrolling as a member, you agree to comply with and be bound by these Terms. If you do not agree, please refrain from using our services.-- 1. Membership Eligibility- Membership is open to individuals and businesses who meet our eligibility criteria.- By enrolling, you confirm that all information provided during registration is accurate and complete.-- 2. Membership Plans AIB offers the following membership tiers:- Explorer Plan (Free Membership): Provides foundational resources and limited access to AIB services.- Builder Plan (Paid Membership): Offers additional features, including consulting hours and discounted services. - Leader Plan (Premium Membership): Includes the highest level of access, such as dedicated support, advanced reports, and significant discounts. Details of each membership plan, including pricing and features, are outlined on our website.-- 3. Payment Terms- Subscription Fees: Paid memberships require timely payment of subscription fees as listed on our website.- Payment Methods: We accept major credit cards and other payment methods indicated during registration.- Automatic Renewal: Memberships automatically renew at the end of each billing cycle unless canceled. Renewal fees will be charged to the payment method on file.- Failed Payments: If a payment fails, we may suspend or terminate your membership until the issue is resolved.-- 4. Cancellation and Refund Policy- Cancellation: - You may cancel your membership at any time through your account settings or by contacting us at [Insert Contact Email]. - Cancellations will take effect at the end of the current billing cycle. No partial refunds are provided for unused time.- Refunds: - Refunds for paid memberships are issued only in the case of billing errors or exceptional circumstances, as determined at our discretion. - To request a refund, please contact us at [Insert Contact Email or Form Link].-- 5. Member Responsibilities As a member, you agree to:- Use our services in compliance with applicable laws and our Terms of Use.- Maintain the confidentiality of your account credentials.- Update your account information promptly if any details change.- Avoid sharing, reselling, or misusing AIB's services or resources.- Notify us immediately if you suspect unauthorized access to your account.-- 6. Changes to Membership Plans We reserve the right to modify the features, pricing, or availability of membership plans. Any changes will be communicated in advance. If you do not agree with the changes, you may cancel your membership before the new terms take effect.-- 7. Termination- By AIB: We may suspend or terminate your membership for violation of these Terms, non-payment, or any activity that harms AIB or its members.- By Member: You may terminate your membership at any time by following the cancellation process outlined above. -- 8. Limitation of Liability To the fullest extent permitted by law, AIB shall not be liable for any direct, indirect, incidental, or consequential damages arising from your membership or use of our services.-- 9. Governing Law These Terms are governed by the laws of the State of Pennsylvania, without regard to its conflict of law principles.-- 10. Contact Us For questions or assistance regarding your membership, please contact us at: Americans In Business LLC Email: Americans In Business LLC Email: support@americansinbusiness.com, Mailing Address: 1713 S. Broad Street, Unit 54545, Philadelphia PA 19148. -- Last Updated: January 1, 2025.